Finance Calculators

Loans, EMI, SIP, tax, interest and savings. · ۳۰ tools

Compound Interest CalculatorWork out compound interest with yearly, quarterly, monthly, daily or continuous compounding, plus optional monthly contributions.EMI CalculatorCalculate your monthly loan EMI, total interest and a year-by-year amortisation schedule.FD CalculatorFind your fixed deposit maturity amount and interest with quarterly, monthly, half-yearly or yearly compounding, or monthly and quarterly payouts.GST CalculatorAdd or remove GST from a price and split it into CGST + SGST or IGST, with the 5%, 18% and 40% slabs in force from 22 September 2025.Income Tax Calculator IndiaCompare income tax under the old and new regimes for FY 2025-26 (AY 2026-27), with 87A rebate, deductions, surcharge and cess.Mortgage CalculatorEstimate your full monthly mortgage payment including principal, interest, property tax, insurance, PMI and HOA fees.SIP CalculatorEstimate the future value of a monthly SIP in mutual funds, with optional annual step-up and inflation-adjusted value.Break-even CalculatorFind how many units you must sell to cover fixed costs, the break-even revenue, units needed for a target profit and your margin of safety.CAGR CalculatorCalculate the compound annual growth rate between two values over any period, or project an ending value from a CAGR.Credit Card Payoff CalculatorSee how long it takes to clear a credit card balance and the interest you will pay, or the monthly payment needed to be debt-free by a date.Discount CalculatorFind the sale price after a percentage or fixed discount, stack two discounts, add sales tax, or work out the discount % from two prices.Electricity Bill CalculatorEstimate your electricity bill from a list of appliances or your meter units, with slab or flat tariffs, fixed charges and tax.Fuel Cost CalculatorEstimate fuel needed and trip cost from distance, mileage in km/L, L/100 km or mpg and the fuel price, with return trips and cost sharing.HRA CalculatorCalculate your HRA tax exemption under section 10(13A): the least of actual HRA, rent minus 10% of salary and 50% or 40% of salary.Inflation CalculatorSee what today’s money will cost in future, what a future sum is worth today, or the average inflation rate between two prices.Loan Amortization CalculatorBuild a full monthly or yearly loan amortisation schedule and see how extra payments cut interest and tenure.Lumpsum CalculatorProject the future value of a one-time investment with compound growth, inflation adjustment and optional tax on gains.NPS CalculatorEstimate your NPS corpus at retirement, the lump sum you can withdraw and the monthly pension from the annuity under current PFRDA exit rules.PPF CalculatorEstimate your Public Provident Fund maturity value at 7.1% a year over 15 years, with 5-year extensions and deposit timing options.Profit Margin CalculatorCalculate gross margin, markup and profit from cost and price, or the selling price you need to hit a target margin or markup.RD CalculatorCalculate the maturity value of a recurring deposit with quarterly compounding, as banks and India Post do, with a year-wise growth table.Retirement CalculatorWork out the retirement corpus you need, what your current savings will grow to and the extra monthly investment required to close the gap.ROI CalculatorCalculate return on investment, net profit and annualised ROI, including extra costs and any income received while you held the investment.Salary Calculator CTC to In-handConvert your CTC to monthly in-hand salary after EPF, gratuity, professional tax and FY 2025-26 income tax under the regime you choose.Savings Goal CalculatorFind how much to save each month to reach a goal by a target date, using your existing savings, expected return, a yearly increase and inflation.Simple Interest CalculatorCalculate simple interest and maturity amount, or solve for the rate or time needed to reach a target, using SI = P × R × T ÷ 100.Stock Average CalculatorCalculate your average buy price across several share purchases, unrealised profit or loss, and how many shares to buy to reach a target average.SWP CalculatorSee how long your corpus lasts with a systematic withdrawal plan, including yearly withdrawal increases and returns earned.Tip CalculatorWork out the tip and split the bill between any number of people, with tip on the pre-tax amount and rounding of each share.VAT CalculatorAdd VAT to a net price or remove it from a gross price at any rate, with common standard rates such as 20%, 19%, 21% and 5% as presets.

Money decisions deserve clear numbers. These calculators work out loan EMIs with full amortisation schedules, SIP and lump-sum returns, compound interest, GST, income tax and more, and show how each result is calculated.

Results are estimates based on the inputs you provide and standard formulas. For decisions with legal or tax consequences, confirm the figures with your bank, a tax professional or official sources.